One Focus, One Goal: Reset Your Money Story

Hola friends,

Nine months into the year, many of us are still juggling too many money goals. The truth is that lasting progress comes from choosing one thing to focus on and staying consistent with it.

Right now, I am working with a client on a three tier repayment plan for their student loans. The biggest lesson is that it is not about throwing more money at the loan. It is about creating a plan and sticking to it. That consistency is what separates people who actually hit their financial goals from those who stay stuck.

And consistency does not mean stopping everything else. They are still saving and investing, but their focus is on paying down that one loan.

That reminded me of my own journey. When I tackled my student loans, I did not stop investing or buying coffee. I committed to one goal until I reached it, gave myself a small reward, and then moved on to the next milestone.

Once I got into the habit of consistent payments, I refinanced with SoFi to lower my interest rate. If you are in the same boat, refinancing could be a powerful move for you too. SoFi link here.

Inside our September Financial Reset, we are kicking things off with Your Money Story. Here is a journaling question you can use today:

What is one belief I learned growing up about money that still shows up in how I spend or save today?

Sit with it. Write it out. This one reflection can reveal why money feels the way it does and why certain patterns keep repeating.

If you have been stuck or spinning your wheels all year, it is time to change that. Book your [Financial Health Audit] and finish the year stronger with clarity, strategy, and support.

P.S. If you would like to learn more about refinancing student loans or see a sample refinance plan I have created, stay tuned for next week’s email.