8 Years Later... and What Still Matters

New student loan changes...

Hola friends,

Eight years ago, on April 1st, I made my final payment on $60,000 of debt.

I still remember that moment.
Not just because the number hit zero, but because of everything it took to get there.

At the time, I thought being debt free would solve everything.
That once I “got it right,” money would feel easy.

It didn’t.

What I’ve learned over the last eight years is this:

Financial freedom is not just about numbers.
It’s about what’s underneath them.

It’s about the decisions you make when life shifts.
It’s about what you believe when things don’t go as planned.
It’s about whether you’re willing to actually look at what’s going on.

Thank you for walking with us for anyone who’s been with us for years.

Now Let’s talk about student loans for a second.

I know this is something a lot of you are carrying.

And with the recent changes, this is not something to keep putting off.

If you were waiting on forgiveness or relying on a specific program, things have shifted.
Some programs have changed, timelines have changed, and eligibility may look different now.

You should have received an email with updates on your loans and what applies to you.

If you haven’t checked it, this is your sign to go back and review it.

Because what worked before may not apply the same way now.

Here’s what I want you to understand:
This is about your plan.

  • Do you know what program you’re in?

  • Do you know your next step?

  • Do you know what your payments will look like moving forward?

Avoiding it right now will only make it more stressful later.

If you’re feeling unsure, overwhelmed, or just tired of not knowing what to do next, that’s where we start.

We sit down, look at your full picture, and build a plan that actually fits your life and your current season.

If you want help creating a debt plan or understanding your options, you can book a Financial Health Audit Here.

See you next week!

with gratitude,

Nashira

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